The Million Dollar Secret

The economy works in a predictable cycle. Let's start from the end of a depression. When the market revives from a depression, stock prices will be the first thing that climbs up. Then, all kinds of interest rates will increase. This is followed by a drop in unemployment rate and companies posting good annual report. Stock prices begin to skyrocket and everyone starts to talk about how much they make in stocks. Those who have earned enough from the stock market will start to pump their money into properties. Property hype begins. Property prices shoot up. Interest rates continue to increase. Salaries increase. Economy is now in a boom.

During economic boom, more money is channeled into properties. Property prices continue to rise. Stock prices begin to stagnate due to lack of fund. Interest rate and rental rise to an all-time-high, businesses manage to survive because consumers' spending is still high. Consumers' spending is high because of good salaries, good bonus and good earning from stocks.

Usually when this happens, some bad news will set in and the market crashes. Stock prices fall sharply. Money in the market suddenly dries up because everyone withdraw their money out of fear. Economy begins to slow down. Rental falls, property prices begin to fall. Everyone starts to tighten their spending, resulting in poor business for every company. Business is bad, unemployment increases. The economy is now in a depression.

During economic depression, businesses with poor business model or poor products will be phased out. Interest rate starts to drop to help businesses to survive. The market begins its correction process. After the correction, the economy cycle repeats. Stock market will be the first indication, followed by interest rate, and finally property.

The rich understands this economic cycle. Unlike the poor, the rich will start to park their cash in the stock market towards the end of the depression. The rich will wait patiently for 1, 2 or 3 years. They are not bothered by the daily fluctuation in stock prices. When stock market revive, they easily make 200-300% return. The next thing they watch out for is the property prices. When property prices begin to show its first quarter increase, they will sell off some of their shares and grab a few properties. In another 1 or 2 years, their properties appreciate in value and they easily make a few millions. When the economy reaches its peak, they will sell off some of their properties, keep some to earn rental income and park the rest of their money in fix deposit, survive through the depression (which can last for about 5 years!) and wait for the next cycle!

Guess what the poor will be doing? They do the exact opposite. When the market is good, they got their pay rise and bonuses. They feel rich and start to think of some investment. Usually, they will turn to a bank and listen to those unit trust managers who show them all kinds of track record about the superb performance of their unit trusts. The poor will then put their hard earned cash into those unit trusts and become a victim of the next economy depression.

I hope you know where your economy is at right now. In Singapore, property hype has just began. Property prices are increasing at astonishing rate and it's getting harder to find good investment. Economic boom may continue for another 1-2 years (that's my guess), but the days of getting 100% return in stock market is gone. Property investment is still viable, but 100-200% return is not likely. For those who have just started work, this round of economic boom is not for you. You should use the next 5-7 years to accumulate your cash and get ready for the next boom.

Remember, history repeats itself. You don't have to be a swami guru to predict the future.


By Kenneth Koh
Founder, EmailCashPro.com

Email Cash Pro Extra Information

Regarding the information I told early in previous article on current blog, there is the add-on information. The extra information is Malaysian is able to have the same requested as Singaporean. Earlier on, only Singaporean is able to receive the cheque and PayPal while other country claim their money in PayPal. Now, Malaysian is able to receive cheque instead of PayPal by reading the email. THIS IS GREAT.

I had edit and do the correction of the information on the previous blog.

Get Paid to Read Emails

Do you believe that you get paid to read emails? Either you believe or not, the fact is there. I will give the detail information below. Before that, you can register from the link below if you interested:
http://www.emailcashpro.com/?r=kuanjewxun (From this link, you can also view the introduction and general idea of the whole concept.)


Here, I will give you more detail how it works, or you can also view from the link below:
http://www.emailcashpro.com/howitworks.php?source=&r=kuanjewxun

Step 1: Sign up as a member for FREE

Join EmailCashPro as a member for free and select the kind of emails you are interested in receiving.

Step 2: Read emails that you are interested

Receive Paid Emails that match your profile and interest. These emails will have subject headlines that start with **SoloAd**, followed by a description of the content of the Paid Email. Browse through the subject description. If you are interested in the subject, click on the link in the email to view the content. Click here for a screenshot of a sample Paid Email you will receive.

Once you click on the Paid Link and visit the advertiser's website for 30 seconds, your account will be credited with 1 point. Your accumulated points will then be converted into cash credits on the first week of every month. The conversion is done based on 40% of our total earnings for the previous month. This means we share 40% of our total revenue with our members! Our conversion for the last few months ranges from 0.55 cents to 0.75 cents.

Step 3: Share good stuff with your friends

The most powerful part of EmailCashPro is our 4 level referral system. When you refer other people to join EmailCashPro, you will receive 50% of your referral's earnings on level 1, 20% of your referral's earnings on level 2, 15% of your referral's earnings on level 3 and 10% of your referral's earnings on level 4.

Never underestimate the power of cents. With our 4 level referral system, your income can easily be in the order of $100s a month!

“I’d rather have 1 percent of 100 people’s efforts than 100 percent of my own.” - J. Paul Getty, one of the world's first billionaire.

You can easily build your referral team by sending invitation letters, informing your friends about our latest members only offer or by sharing interesting Paid Emails with them. More details are provided in your Members Login Page.

Step 4: Receive cheque in your letter box

How can I request payment?

You can redeem cash when you have more than $11 cash credits in your account. You first accumulate points by reading the paid emails. The accumulated points will then be converted into cash credits. The conversion rate from points to cash varies every month since we share 40% of our earnings with you. The more we earn, the more we share. So far, the conversion range from 0.55 to 0.75 cents.

To redeem, you can submit a redemption request in your members area. Just login to your members area and go to Redemption Center.

For Singapore and Malaysia residents, you have a choice of cheque and Paypal payment. For members residing in other countries, payment is only by Paypal. Opening a Paypal account is free. You can open a Paypal account at www.paypal.com.

Announcement

Blog is being activated again. New article will be posted soon.

Engineering Analysis

"B is equal to ZERO if and only if the equation is even function."
"But there is another special case..."

Discussion had been done among the 3E student especially our group. We found out that we can't officially prove the B function is equal to ZERO.

In this question, question 1 satisfied the equation:
f(x) = |x|

Due to the modulus is being used in this function, we can only take calculation part from ZERO to pi and double it up. However, if the calculation take part from pi to pi, A function will be ZERO. This is impossible because even function won't give ZERO in A function.

B function can be solved to ZERO by only take the calculation from pi to pi.

Opinion is needed from any of you who read this. However I will try my best to solve it if possible.

Electrical Vehicle i-MiEV

MITSUBISHI promos for their new type of vehicle, i-MiEV electrical car for convenience. It can be charged by use the 3-pin plug we have in our houses. Once the battery is fully charged, the car can travel for about 160KM.

This vehicle now only available in Japan. Due to the availability of user, MITSUBISHI tries to think a solution to cut cost and estimate will only greatly produce this type of vehicle on the year of 2010. The highest speed of i-MiEV is 130KM/hour.

According to the designer, i-MiEV will be fully charged using 100V and required 14 hours to charged. However, if use 200V then the time of charging will be reduced into half. If recharge half an hour, i-MiEV can travel about 120KM.

Currently, the price of i-MiEV is RM 110,000.00 sold at Japan.

Due to the resouces crisis that human specis facing, green car is suited to everyone in order to protect our mother earth and save cost of increasing petrol price

Pick from Sin Chew Daily.
Edited by Kuan

Crisis for 3E

Welcome everyone to my information blog.

Firstly, this is my public open mostly only for information and 3E(Electrical and Electronic Engineering)'s news. I hope 3E student can gather any information here and share to me as well.

Year3 students' crisis is coming soon. We never have any of open book test but this semester is going to be. One of the subjects we taken for this semester, which is Engineering Analysis (Math subject)'s test is open book test. Surely, it is tough and challenging.

Besides, the rest of the subjects are:
1. Digital System Design
2. Engineering Analysis (I mention just now)
3. Power System
4. Multimedia Technology
5. Signal and System

Lady and gentleman, please don't forget that we have to start looking for industrial training workplace for our this coming year end training.

Written by Kuan